If your home has discontinued shingles nerve damage from a windstorm, you may be wondering if your insurance company has to replace your entire roof. Well, the answer depends on your insurance policy. However, the majority of insurance policies allow using like kind materials. This means that if the roof shingles were discontinued and no longer in stock, the insurance company has to replace all the roofing shingles, even if the smallest shingle is absent. Here are some formatted bullet points that may help you better understand the situation:
Insurance policies usually allow using like-kind materials.
If shingles are discontinued and no longer available, the insurance company must replace the entire roof with a like-kind roofing material.
The replacement must also match the existing shingles in terms of color, texture, and design.
It is also important to note that your insurance deductible will be applied when replacing the roof.
In conclusion, if your home has discontinuation shingles damaged by windstorm, it is advisable to review your insurance policy and reach out to your insurance provider to determine the extent of your coverage. Remember to adhere to proper documentation protocols, including taking pictures of your damaged roof and keeping receipts of repairs, as they may be useful during your claim.